My babies are sick.
I mean, always. One or the other has ear infections every single week. Okay, since summer started, the ear infections have been knocked down to only one every month or so, but still. We can't afford to go to the doctor every month and pick up antibiotics for both boys again.
We do have insurance, if you're wondering, but we have such a high deductible, that pretty much nothing is covered.
Including ear tubes. Ear tubes would be about 7,000$ out of pocket PER BABY.
And they might not even work, or worse, they might fall out in a few months and need to be replaced (another 7,000$, please). We've looked up alternative methods and chiropractic things, but the only chiro that we've talked to that I trust is up in Idaho... it just might be worth the four hour drive if he can help us avoid tubes...
Anyway, I'm stressed. Oops, when I told Travis that I was going to write a blog post about our stressed out money/insurance/health whatevers he said, "Well, don't go into too much detail."
Hmm. Is this too much?
We want to apply to get the boys on Medicaid or CHIP, since they would pay for ear tubes, but you can't apply for it unless you've been off of insurance for up to 90 days.
I'm way too scared to take them off, because what if something big happens?
Likewise, what if nothing happens at all, and we keep them on insurance for month and months and then winter comes and it's sick baby-hell at our house again? Then we will regret not having switched insurance!
AHHHH! MONEY IS THE WORST!
Anyway, I'm mostly writing this post in case any of you have gone through similar experiences and can help me. Do you have any advice? I'm freaking out. Poor Micah. The ENT told us months and months ago, that he needed tubes as soon as possible.
We set up the appointment, and then we happened to ask how much it would cost... and we canceled the appointment.
Grr. Babies. Money. Insurance.